Recently we have received several calls and emails from clients asking about “the super changes coming into effect on 1 July this year”, what these changes are and how will it affect them? Well firstly these changes were part of the Federal Govt’s May 2016 budget and according to budget papers were designed to improve the sustainability, flexibility and integrity of super going...

Often when we think of large companies we think of them as they way we think about large ships. They are slow to move, find it difficult to change direction and often overlook new opportunities. One thing that Big Corporates do very well is put in place risk management strategies (otherwise known as “cover your arse”) to protect what they have already built. Risk manageme...

We have all heard the adage that for business “cash flow is king”. Businesses can make profit and still go bankrupt if their cash flow is poor. So why is cash flow so important for mums and dads? At The Diligent Group we are often approached by clients for financial planning advice so that their retirement needs are met or some other important issue such as funding kid’s ...

As with most things in life, with any solution or option there are usually pro's and con's which need to be weighed against your specific needs and circumstances. As such, there is no one solution that works for all mums and dads and for all times throughout their investment cycle. A short recap of the structure discussed last week was your SMSF invests or purchases units in...

Gallery: Summit Climbing and Adventures Browse the Gallery from Steve's magnificent climbing adventures across the world.